Night Owl 6/Night Owl's Shareware - PDSI-006 - Night Owl Corp (1990).iso/023a/guide535.zip/READ.ME

Text File | 1991-02-20 | 19KB | 470 lines

Version 5.34- Feb. 20, 1991

                           INFORMATION

Evaluation- BBS version

Home and Business Legal Guide and forms generator

Copyright 1990 Byron and Kraft

                               _______
                          ____|__     |                   (tm)
                       --|       |    |-------------------
                         |   ____|__  |  Association of
                         |  |       |_|  Shareware
                         |__|   o   |    Professionals
                       -----|   |   |---------------------
                            |___|___|    MEMBER

Thanks for taking a look at our program. We feel that this
program is the premier legal forms generator available whether
commercial or shareware-- over 120 different forms can be
generated (a complete list appears below.) Of course, we are
much more than a document generator. We also have tutorials
and full text, with annotations of statutes and regulations.

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THE HOME AND BUSINESS LEGAL GUIDE AND FORMS GENERATOR
was recognized as the second most popular shareware program
in the country by Shareware Magazine, March/April 1991. Thanks
for the vote of confidence! We will continue to work on
improving this program and its data.

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What does the program do?

You really receive 3 programs in one. The first, is a educational
program to read, review and learn your legal rights by reviewing,
on screen, the FULL annotated text of laws and governmental
regulations. The annotations, prepared by an attorney, carefully
point the out the parts of the statute that are very important
for your legal rights. The registered version of the program
presently has the following statutes:

Child Custody when multiple states involved- Federal Act
Copyright basics- official publication of copyright office
Fair Credit Reporting Act- Your Credit Bureau Report
Federal Regulations Concerning Advertising Warranties
Federal Regulations Concerning Endorsements in Ads
Federal Freedom of Information Act
Holder in due course rule- creditors responsibility for claims
FTC rules regarding consumer lending
Federal Regulations on Mail-order Sales
Employee Polygraph Protection Act (Lie Detector Test Law)
Limitations on suits against military personnel- Civil Relief Act
Plant Closing Act- Notification before layoffs
Premarital Agreements- Uniform Act
Uniform Partnership Act
The Taxpayer's Bill of Rights!
Uniform Commercial Code- Article 2 [Sales]
United States Constitution
Employer's Obligations under Minimum Wage Law
Employee's Guide to Minimum Wage Law
Uniform Landlord and Tenant Act
Employment discrimination- age
Employment discrimination- sex
Insurance Coverage under the FDIC
Uniform Commercial Code- Sales of goods
Uniform Commercial Code- Request for Account statements
Bulk Sales Law-(Law regarding purchase of businesses)

More are being added monthly.

LEGAL FORMS: The program features an artificial intelligence
document generation program that prepares the following legal
forms. In many instances each form has several different
variations that you program by answering on screen questions. At
this time the program can generate over 120 different forms.
(Some of the items listed below generate MULTIPLE forms depending
on your answers to the questions regarding your needs.) The
registered version of this program contains:

GENERAL FORMS:

Bill of sale for used goods (consumer)
Mutual release of all claims
Uni-Lateral Release of all claims
Permission for child to go on trip
Right of rescission
Security Agreement- Regular/Hypothecation
Transfer and Receipt- Uniform Transfers to Minors
Consignment Sales Agreement
Unsecured Promissory Note- Demand, Installment, Lump Sum
Bankruptcy proof of claim
Bailment (Agreement to lend or borrow personal property)
Insurance claim form- automobile collision
Simple power of attorney
Durable power of attorney
Purchase order
Independent Contracting Agreement
Lottery pool agreement (used when people combine money to buy lotto
    tickets)
Premarital property agreements
Personal inventory
Roommate agreements
Designation of guardian for minor children
Contractor's bid bond
Bid for bonded contract
License to use land for hunting
Demand for adequate assurance, U.C.C. sales
Request for credit report, consumer
Request for credit report, business
Revocation of acceptance- U.C.C.
Offer to purchase personal property

LAST WILLS AND TESTAMENTS:

Simple will-- All to named beneficiaries
Simple will-- All to children
Simple will-- All to spouse
Revocation of will

REAL ESTATE FORMS:

Offer to purchase
Offer to exchange
Real Estate Option to Purchase
Residential Lease
Commercial Lease
Real Estate Listing Agreement- Exclusive (Standard sale)
Real Estate Listing Agreement- Non-exclusive (Standard sale)
Real Estate Listing Agreement- Exchange
Tenant Application

DEED FORMS, STATE APPROVED:

Alaska Warranty Deed
Alaska Quit-Claim Deed
California Warranty Deed
Connecticut Warranty Deed
Delaware Warranty Deed
Florida Warranty Deed
Indiana Warranty Deed
Massachusetts Warranty Deed
Michigan Warranty Deed
Montana Warranty Deed
New Hampshire Warranty Deed
New Hampshire Quit Claim Deed

(We should have ALL state's forms on the program soon.)

    LIVING WILL FORMS:

Alaska Living Will Form
Alabama Living Will Form
Arizona Living Will Form
California Living Will Form
Colorado Living Will Form
Connecticut Living Will Form
District of Columbia Living Will Form
Florida Living Will Form
Georgia Living Will Form
Hawaii Living Will Form
Idaho Living Will Form
Illinois Living Will Form
Indiana Living Will Form
Iowa Living Will Form
Kansas Living Will Form
Louisiana Living Will Form
Maine Living Will Form
Maryland Living Will Form
Mississippi Living Will Form
Missouri Living Will Form
Montana Living Will Form
Nevada Living Will Form
New Hampshire Living Will Form
New Mexico Living Will Form
North Carolina Living Will Form
Oklahoma Living Will Form
Oregon Living Will Form
South Carolina Living Will Form
Tennessee Living Will Form
Texas Living Will Form
Uniform Living Will Form
Virginia Living Will Form
Washington Living Will Form
Wyoming Living Will Form

Uniform Living Will Form (Used if your state is not listed)

Living Will (Reverse Living Will)
Revocation of living will

LIVING TRUST FORMS ("How to Avoid Probate" legal device):

Simple living trust, all to spouse
Simple living trust, all to children in equal shares
Simple living trust, all to stated individuals in shares

TUTORIALS

    This program also features tutorials, which are instructional
texts that explain the nuts and bolts of various legal problems
in an easy to understand way. In addition, the tutorials feature
an on-line dictionary and the ability to examine both full text
of the laws and the explanation on screen.

The Attorney Generals for the 50 states
Liability of automobile owners for third parties use
Community property states
Contracts that must be in writing (Statute of frauds)
Divorce- residency requirements and reasons for all states
Educational Records Privacy rights (Buckley Amendment)
Enforcement of divorce/child support arrearages across state lines
Freedom of Information Rights under federal law
Some advice on finding a good attorney
Liability of parents for children's wrongful acts
Tutorial on FTC regulations for the mail-order trade
Maximum rates of interest (usury)
Medicare basics
Quick word on real estate closings and title insurance
Right to work without joining union
Social Security Basics- Part One
State taxes on income, sales, real estate transactions
Statute of limitations for the fifty states
Wrongful death laws for the fifty states
IRS- Exclusions from income- profits on principal residence sale
IRS- Deductions- Casualty losses
Bankruptcy basics
Marriage- minimum ages, common law marriage
Age of majority, liquor use
Requirements for making wills, for all 50 states
Living Trust Basics
Rights for accounts statements, secured loans
Alaska Living Will Summary
Alabama Living Will Summary
Arkansas Living Will Summary
California Living Will Summary
Connecticut Living Will Summary
Colorado Living Will Summary
District of Columbia Living Will Summary
Delaware Living Will Summary
Florida Living Will Summary
Georgia Living Will Summary
Hawaii Living Will Summary
Idaho Living Will Summary
Illinois Living Will Summary
Indiana Living Will Summary
Kansas Living Will Summary
Missouri Living Will Summary
Mississippi Living Will Summary
Montana Living Will Summary
North Carolina Living Will Summary
New Hampshire Living Will Summary
Nevada Living Will Summary
Oregon Living Will Summary
South Carolina Living Will Summary
Tennessee Living Will Summary
Texas Living Will Summary
Utah Living Will Summary
Virginia Living Will Summary
Washington Living Will Summary
Wisconsin Living Will Summary
West Virginia Living Will Summary
Wyoming Living Will Summary
Reverse Living Will Summary (Living Won't)
Estate Taxes- Gift Taxes

And more are being added monthly.

Even with the multitude of forms that we offer, there may be an
unmet need. In addition we offer a custom, exclusive form
preparation service for users desiring forms for their
business/personal use (there is a charge for this service, and it
is explained fully in the manual.) We do accept suggestions for
general forms from our users.

Features of all programs: An on line notepad, and on line help.
We also have a DOS shell which allows you to perform system
functions or run other program without exiting this Legal guide.

THIS PROGRAM IS NOT CRIPPLED!!!!!!!!!!!!!!!!!!!!

The disk and files which you have RUN identically to the
registered version of the Home and Business Legal Guide, (however
the registration encouragement screen and information is disabled
in the registered version) but do not have all of the legal data
and forms of the registered version. Where are all the forms?
That's a good question. The entire program takes approximately 2
megabytes, and archived requires about 900 KB. That's a lot of
data. Many bulletin board services limit access to 45 minutes
daily. At 2400 baud you couldn't download the program in the
allotted time. Therefore, we couldn't get the word out about our
program. To have an evaluation copy of reasonable size, we have
left out some of the data. Shareware is a great way to distribute
software, and the "try before you buy" idea is tremendous. If you
want to try the full package before registering, check with an ASP
member disk vendor. Member boards of the Shareware Distribution
Network should have all of the data.

Suggestions for disk vendors:

Public Brand Software 1-800-426-DISK
Public Software Library 1-800-2424-PSL
Shareware to Go 1-800-277-DISK

Another way to see the whole thing is to visit your local
shareware distributor. We recommend that you use a shareware
distributor that is a member of the ASP.

To summarize, although you do not have all of the data you do
have ALL of the features of the program. THE REGISTERED VERSION
OF THE PROGRAM DISABLES THE OPENING SCREEN AND REGISTRATION
ENCOURAGEMENT INFORMATION.

The program requires an IBM compatible PC, XT, AT, 386 or 486
system with at least 448 K free memory with a harddrive (fixed
disk). NO GRAPHICS CAPABILITY IS REQUIRED, but a graphics adapter
is recommended. A modem and a printer are recommended.

For directions on use of the program please see the quickstart
manual then please review the full manual. To print the manuals,
be sure that your printer is on line, has ribbons and paper and
enter from a DOS prompt "printman."

Why should you take our legal advice?

The attorney who wrote the legal information and forms is Herb
Kraft. Herb is the host of the Radio Law Firm, the nationwide
legal question and answer session with more stations and heard by
more persons than ANY OTHER RADIO LEGAL ADVICE PROGRAM. Herb can
be heard Sundays from 1 p.m. to 5 p.m. Eastern time on the Sun
Radio Network and on satellite dish. More information on our
qualifications is in the full manual. Besides a strong pro-
consumer attitude, Herb is an experienced trial veteran with many
years of trial and practice experience. This experience is
contained in the program.

WARNING: DO NOT RELY ON OUTDATED INFORMATION. LAWS CHANGE
CONSTANTLY. THEREFORE, WE PROVIDE MONTHLY UPDATES WARNING OF ALL
CHANGES TO THE LAW TO OUR REGISTERED USERS-- CHANGES CAN EFFECT
THE STATUTES, TUTORIALS OR FORMS. THIS FREELY DISTRIBUTED VERSION
OF THE PROGRAM CONTAINED DATA CORRECT FOR JANUARY, 1991. THE DATA
MAY BE OUTDATED AT ANY TIME.

    You may review this program for as long as you wish. For those
needing guidelines, if you are using the program for more than 30
days it is time to think about registering. We don't put artificial
limits on your review. Shareware is marketing via TRUST! If you
desire to become a registered user, the fee is $ 39. To register
you may call the Public Software Library at 1-800-2424-PSL, to
order by Mastercard and Visa (For information about PSL Orders
please call 713-665-7017). You may also register by fax or by mail:

fax [phone]

mail:

R FRINGE SOFTWARE
P.O. Box 37155
Tallahassee, Florida 32315

The forms generator includes a form for registration.

    Registered users receive:

1. The most current version full program with full manual at
time of shipping. (Registered version does not have registration
encouragement information)

2. Any updates to the executable program for one year (subsequent
years are $ 15); all monthly updates to the data for one year

3. Access to our PRIVATE bbs for updates

4. Support: During the first 30 days of ownership, we provide up
to 2 hours of telephone support via mail and unlimited
BBS support through our private bbs; after 30 days you may
receive unlimited bbs and mail support, and a total of one
additional hour of telephone support via Compuserve and
EXEC-PC on line services.

5. Customization is available only to registered users, and for
an extra fee (see full manual section 4-4 for details)

6. A free intro pack including $ 15 on line credit with CompuServe.
This retails for $ 39.95! That's one heck of a bonus for registering!

ABOUT SHAREWARE

(The following is courtesy of Paul Mayer, although we have added
some comments; we don't claim copyright to Mr. Mayer's writings)

Shareware distribution gives users a chance to try software
before buying it. If you try a Shareware program and continue
using it, you are expected to register. (Our policy is listed
above) Individual programs differ on details-- some request
registration while others require it, some specify a maximum
trial period. With registration, you get anything from the simple
right to continue using the software to an updated program with
printed manual.

Copyright laws apply to both Shareware and commercial software,
and the copyright holder retains all rights, with a few specific
exceptions as stated below. Shareware authors are accomplished
programmers, just like commercial authors, and the programs are
of comparable quality. (In both cases, there are good programs
and bad ones!) The main difference is in the method of
distribution. The author specifically grants the right to copy
and distribute the software. either to all and sundry or to a
specific group. For example, some authors require written
permission before a commercial disk vendor may copy their
Shareware. (Our policy allows persons or user groups to freely
distribute the shareware version of the program. Commercial disk
vendors must contact us first.)

Shareware is a distribution method, not a type of software. You
should find software that suits your needs and pocketbook,
whether it's commercial or Shareware. The Shareware systems makes
fitting your needs easier, because you can try before you buy.
And because the overhead is low, prices are low also. Shareware
has the ultimate money-back guarantee-- if you don't use the
product, you don't pay for it.

ASP MEMBERSHIP

We are members of the Association of Shareware Professionals.
This is a standards making body to improve and encourage
shareware.

This program is produced by a member of the Association of Shareware
Professionals (ASP).  ASP wants to make sure that the shareware
principle works for you.  If you are unable to resolve a
shareware-related problem with an ASP member by contacting the member
directly, ASP may be able to help.  The ASP Ombudsman can help you
resolve a dispute or problem with an ASP member, but does not provide
technical support for members' products.  Please write to the ASP
Ombudsman at 545 Grover Road, Muskegon, MI 49442 or send a Compuserve
message via easyplex to ASP Ombudsman 70007,3536.


DISCLAIMER- AGREEMENT

Please see our warranty disclaimer in the full manual. The Home
and Business Legal Guide and Forms Generator is a "shareware
program" and is provided at no charge to the user for
evaluation. Feel free to share it with your friends, but you may
not give it away altered as or as a part of another system. The
essence of "user-supported" software is to provide personal
computer users with quality software without high prices, and yet
to provide incentives for programmers to continue to develop new
products. If you find this program useful and find that you are
using this program and continue to use it after a reasonable
trial period, you must make a registration fee payment of $ 39 to
R FRINGE COMPUTER SOFTWARE. The $ 39 registration fee will
license one copy for use on any one computer at one time.

Anyone distributing this program for any kind of fee must first
contact R FRINGE at the address above for authorization.

You are encourage to pass a copy of this program or to upload it
to your favorite BBS for evaluation. Please encourage them to
register their copy if they find that they can use it. All
registered users will receive the benefits stated above.

PLEASE FEEL FREE TO SHARE THIS DISK OR TO UPLOAD THESE
FILES TO BBS SYSTEMS. IN EITHER CASE YOU MUST SHARE ALL OF
THE FILES.